Credit Manager - Corporate Lending

HDFC Bank is India's leading private sector bank with assets exceeding ₹23 trillion and a network of 8,000+ branches. The Corporate Banking division provides comprehensive financial solutions to large corporates, SMEs, and mid-market enterprises.

This Credit Manager position involves evaluating and approving corporate loan proposals, managing credit risk, and ensuring portfolio quality for large corporate accounts. The role requires strong financial analysis skills and deep understanding of corporate credit assessment.

• Evaluate and approve corporate lending proposals ranging from ₹50 crores to ₹500 crores
• Conduct comprehensive credit analysis including financial modeling, ratio analysis, and industry research
• Structure debt facilities including term loans, working capital, and trade finance solutions
• Monitor portfolio quality, conduct periodic reviews, and manage NPA levels below 1%
• Collaborate with relationship managers, legal, and risk teams for seamless credit approval process
• Ensure compliance with RBI guidelines, internal credit policies, and risk management frameworks

• 9-14 years of corporate credit experience in banking or NBFC sector
• Strong expertise in financial statement analysis, credit risk assessment, and structuring
• Deep understanding of RBI regulations, BASEL norms, and corporate lending practices
• Experience handling large corporate accounts across manufacturing, infrastructure, and services sectors
• MBA in Finance or CA/CFA qualification mandatory
• Excellent analytical skills with proficiency in Excel, financial modeling, and credit rating tools
• Strong decision-making abilities and attention to detail in credit evaluation

• Competitive package between ₹19L – ₹27L per annum
• Work with India's most trusted banking brand and highest quality corporate portfolio
• Professional growth environment with exposure to marquee corporate clients and large transactions
• Comprehensive employee benefits including ESOP, health insurance, and performance bonuses
• Clear career path to Vice President and senior credit leadership roles

This opening is not listed on any public job portal. It is a verified internal opportunity exclusively accessible through the website careerjump.co.in and directly apply to this job role. They also have similar job openings posted daily on their website. You can also join their WhatsApp Community for daily updates on verified internal job openings.