Credit Manager

ICICI Bank is India's second-largest private sector bank with a consolidated balance sheet of over ₹20 trillion. The bank serves retail, SME, and corporate clients through a network of 6,000+ branches and extensive digital channels. ICICI Bank is known for its innovation in banking products and customer-centric approach.

We are looking for an experienced Credit Manager to lead credit appraisal and risk assessment for our Corporate Banking division in Mumbai. This role involves evaluating large corporate loan proposals, conducting financial analysis, and making credit recommendations for exposure ranging from ₹50 crores to ₹500 crores.

• Conduct comprehensive credit appraisal of corporate lending proposals across diverse industries
• Perform detailed financial analysis, industry benchmarking, and risk rating assessments
• Prepare credit memorandums and present recommendations to senior credit committees
• Monitor portfolio quality, conduct periodic reviews, and identify early warning signals
• Ensure compliance with RBI guidelines, internal credit policies, and risk management frameworks
• Collaborate with relationship managers, legal, and risk teams for end-to-end deal execution

• 9+ years of experience in corporate credit, commercial lending, or credit risk management
• Strong understanding of financial statement analysis, cash flow modeling, and credit rating methodologies
• Experience in evaluating corporate loans across manufacturing, services, and infrastructure sectors
• Excellent knowledge of banking regulations, security documentation, and collateral assessment
• Strong analytical skills with ability to assess complex business models and sector dynamics
• Exceptional written and verbal communication skills for stakeholder management
• CA, MBA Finance, or equivalent qualification from a reputed institution

• Competitive package between ₹18L – ₹24L per annum
• Work with India's leading private sector bank with robust corporate banking franchise
• Exposure to large-ticket lending and diverse industry sectors
• On-site role at corporate headquarters with comprehensive employee benefits
• Accelerated career growth opportunities in credit and risk management

This opening is not listed on any public job portal. It is a verified internal opportunity exclusively accessible through the website careerjump.co.in and directly apply to this job role. They also have similar job openings posted daily on their website. You can also join their WhatsApp Community for daily updates on verified internal job openings.